Plan Ahead for the Care You May Need

Plan Ahead for the Care You May Need


Find the Long-Term Care Coverage That Fits You Best.

Call Us Today for More Info! (631) 270-7390

Set Up A Call Now

Set Up a Call Now

Plan Ahead for the Care You May Need

Find the Long-Term Care Coverage That Fits You Best

Set Up A Call Now

Set Up a Call Now

What Happens If You Need Extended Care?

A Real-Life Question


Needing long-term care is not something most people plan for, yet it becomes a reality for many as they age or face unexpected health challenges. For some, it begins with assistance at home. For others, it may involve a transition to an assisted living residence or a period in a nursing facility. Without a plan, the cost of care can escalate quickly and place heavy strain on family resources. With insurance in place, these situations are easier to manage and the focus can remain on receiving the right level of support.

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Long Term Care Insurance - SHBG | Insurance Services

Secure Your Retirement & Your Independence

The Value of Planning Ahead


Retirement savings are often built with everyday expenses in mind, but few people consider how quickly those funds can disappear when the need for long-term care arises. The cost of extended care can outpace even the most careful financial planning and leave little room for the life you envisioned. Insurance creates a safeguard that protects the resources you have worked hard to build, allowing them to support your lifestyle rather than being consumed by medical bills. Planning ahead also gives you more control over the decisions that shape your future care, so you are prepared rather than forced to react in a difficult moment.

What Long-Term Care Insurance Covers

  • Home Care: Assistance with daily activities such as bathing, dressing, meal preparation, and mobility support, all provided in the comfort of your own home.
  • Assisted Living: Coverage for residential communities that combine housing with personal care services to support independence while ensuring safety.
  • Nursing Facility Care: Support for long-term stays in nursing homes where skilled medical care and supervision are available.
  • Adult Day Programs: Coverage for community-based services that provide daytime care, social activities, and supervision.
  • Respite Care: Temporary professional care that allows family caregivers to take a break while ensuring loved ones continue to receive support.

Ready to Explore Your Options for Long-Term Care?

Planning for care is one of the most important steps you can take to protect your retirement and your independence. SHBG Insurance Services is here to help you compare plans and choose coverage that truly fits your needs.

Get In Touch With Us

Call Today for More Information (631) 270-7390

Call Today for More Information (631) 270-7390