Errors and Omissions Insurance

Why do you need Errors and Omissions insurance?

If you have a professional services business, having errors and omissions insurance coverage can be an integral part of protecting your business. Accusations of negligence or the failure to perform your professional services are things that any professional services business can be sued for, even if it hasn't made a mistake.


Professional liability insurance, also known as errors and omissions insurance (E&O), is a coverage for businesses that offer professional and personal services. E&O insurance protects you in the event that a client is harmed from a service or advice that you provide for which you are held legally liable.


You should seriously consider this coverage if your business:


  • Provides a professional service.

  • Regularly gives advice.

  • Is required by its clients to have E & O insurance.


The professional liability insurance policy generally covers:


  • Negligence – Alleged mistakes or advice your company makes through professional services provided

  • Defense Costs – Suits against your company regardless of fault

  • Services previously performed – Up to an agreed time frame your business will be covered for service completed


For more information please contact us, email or call 631-270-7390.

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